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PC Security - Spam Scams

You've seen it in your inbox - email subject lines screaming at you about mortgages, gambling, prescription drugs, and much more. There are numerous spam emails that are designed to get your money, although mostly what they do is irritate us and cost us time. Some are true scams, however, and you need to be aware of them.

Many years ago, the Nigerian bank scam started, and it still arrives in inboxes around the world today. The email message will state that the person sending it is related to a government official or something of this nature in Nigeria, or some other 'out of the way' country. They usually have a very sad story to tell, and it involves how money (millions of dollars) was deposited, and can no longer be accessed. They need your help and will pay you handsomely for your assistance. What they need is a few thousand from you, or your bank account number for a wire transfer or some such nonsense.

There are also 'investment opportunities' cropping up, and many of these are scams as well. They almost always claim to be risk free, but are not. In fact, the only guarantee you have is that once you have 'invested' your money, you will never see that money again - and most likely won't hear from the scammer again either. Recently, there have also been scams for 'secured' credit cards. You send in the security deposit, but never receive the card.

Obviously, even if you want a secured credit card, it is vital that you only do business with a well established, well-known bank. Second, if any investment opportunity sounds too good to be true, it is. You can't expect to invest a tiny amount and reap huge rewards - it doesn't work like that.

Multilevel Marketing has been getting a bad rap for years now, mostly because of the rampant MLM schemes that exist. With an MLM scheme, you buy huge quantities of a product, which you are supposed to sell for a profit. While this is a great concept, usually once you've paid for the product, the person you are buying the product from takes the money and runs - without delivering the product.

The best way to avoid being scammed by spam emails that you receive is to remember that a legitimate, reputable company would never be sending you spam in the first place. Legitimate companies only send email to those individuals that have requested to receive such email.

Spam sometimes angers us to the point where we feel the need to reply and 'blast' the spammer. This does not work in our favor. All this accomplishes is letting the spammer know that they have indeed hit a live address. They may not send you spam again (or they may), but you can bet they will be perfectly willing to sell your email address to other spammers as a live address. Clicking on that handy 'remove' link in spam emails won't work either, as this again just verifies that you have a live address.

Even if you do come across a spam message that piques your interest, be very cautious. Remember that they sent you spam. This is an indication that the company does not use ethical business practices, and this is definitely someone that you do not want to share your credit card numbers, bank account numbers, or any other private information with.

  PC Security: Index
  PC Security: Internet Browsers
  PC Security: Spam
  PC Security: Stopping Spam Part 1
  PC Security: Stopping Spam Part 2
  PC Security: Spam Scams
  PC Security: Email Security and Spam
  PC Security: Email Security
  PC Security: Computer Viruses
  PC Security: Protecting Computers From Viruses
  PC Security: Worm Viruses
  PC Security: Trojan Horse Viruses
  PC Security: Rootkits
  PC Security: Removing a Virus
  PC Security: Virus Hoaxes
  PC Security: Server Viruses
  PC Security: Home Network
  PC Security: Cell Phone Viruses
  PC Security: Spyware
  PC Security: Firewalls Part 1
  PC Security: Firewalls Part 2
  PC Security: Parental Control Software
  PC Security: Malware - Spyware and Adware
  PC Security: Data Backups
  PC Security: Pop Up Windows
  PC Security: Safe Public Computer Use

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